The answer is that it depends on the specific plan that you have. Evernorth offers a range of health insurance plans, and the coverage for ABA therapy can vary from plan to plan.
In general, many Evernorth plans do cover ABA therapy to some extent. However, the specifics of the coverage can vary widely. Some plans may cover only a certain number of sessions per year, while others may cover a percentage of the cost of each session. In addition, some plans may require pre-authorization or other documentation before ABA therapy can be covered.
If you are considering ABA therapy for yourself or a loved one, it's important to carefully review your Evernorth plan to understand the specifics of the coverage. You may also want to talk to a representative from Evernorth to get more information about the coverage and any requirements that may need to be met.
In addition to health insurance coverage, it's worth noting that there are other resources available to help families and individuals afford ABA therapy. For example, many states have programs that provide funding for ABA therapy for children with ASD. In addition, some organizations offer scholarships or other financial assistance for ABA therapy.
Overall, while the coverage for ABA therapy can vary depending on your specific Evernorth plan, many plans do offer at least some coverage for this important treatment. If you are considering ABA therapy, it's important to carefully review your plan and explore other resources that may be available to help you afford this important treatment. With the right support, ABA therapy can be an incredibly effective way to improve the lives of individuals with ASD and other developmental disabilities.